{"id":89310,"date":"2026-08-02T20:17:58","date_gmt":"2026-08-02T12:17:58","guid":{"rendered":"https:\/\/www.wsisp.com\/helps\/89310.html"},"modified":"2026-08-02T20:17:58","modified_gmt":"2026-08-02T12:17:58","slug":"%e6%9c%80%e5%a5%bd%e7%94%a8%e7%9a%84%e5%bb%ba%e6%a8%a1%e5%b7%a5%e5%85%b7%ef%bc%8c%e6%b2%a1%e6%9c%89%e4%b9%8b%e4%b8%80%ef%bc%9a%e6%87%82%e8%af%84%e5%88%86%e5%8d%a1%e5%85%ac%e5%bc%8f%e7%9a%84%e4%ba%ba","status":"publish","type":"post","link":"https:\/\/www.wsisp.com\/helps\/89310.html","title":{"rendered":"\u6700\u597d\u7528\u7684\u5efa\u6a21\u5de5\u5177\uff0c\u6ca1\u6709\u4e4b\u4e00\uff1a\u61c2\u8bc4\u5206\u5361\u516c\u5f0f\u7684\u4eba\uff0c\u624d\u4e0d\u4f1a\u88ab\u53c2\u6570\u7275\u7740\u8d70"},"content":{"rendered":"

\u5728\u98ce\u9669\u4e0e\u6536\u76ca\u7684\u535a\u5f08\u4e2d，\u5b58\u5728\u4e0d\u53ef\u8fdd\u80cc\u7684\u5e95\u5c42\u89c4\u5f8b\u3001\u5b9a\u4ef7\u903b\u8f91\u548c\u51b3\u7b56\u539f\u5219<\/span><\/span><\/span><\/p>\n

\u5f15\u8a00<\/span><\/h3>\n

\u5728\u98ce\u63a7\u5efa\u6a21\u8fc7\u7a0b\u4e2d，\u6211\u53cd\u590d\u9047\u5230\u540c\u4e00\u4e2a\u95ee\u9898：\u6bcf\u4e00\u6b21\u6a21\u578b\u8fed\u4ee3，\u90fd\u8981\u91cd\u590d\u5199\u4ee3\u7801\u3001\u8dd1\u6570\u636e\u3001\u7b49\u7ed3\u679c，\u6548\u7387\u6781\u4f4e\u3002\u5e02\u9762\u4e0a\u4e0d\u662f\u6ca1\u6709\u5de5\u5177，\u4f46\u52a8\u8f84\u6570\u5341\u4e07\u7684\u4f01\u4e1a\u7ea7\u91c7\u8d2d\u9884\u7b97，\u4ee5\u53ca\u5e74\u590d\u4e00\u5e74\u7684\u8ba2\u9605\u8d39\u7528，\u8ba9\u4e2a\u4eba\u4ece\u4e1a\u8005\u548c\u5c0f\u578b\u56e2\u961f\u671b\u800c\u5374\u6b65\u3002<\/span><\/span><\/p>\n

\n

\u4e8e\u662f，\u6211\u82b1\u4e864\u4e2a\u591a\u6708\u65f6\u95f4，\u628a\u8fc7\u53bb\u5341\u51e0\u5e74\u6c89\u6dc0\u4e0b\u6765\u7684\u5efa\u6a21\u65b9\u6cd5\u8bba，\u505a\u6210\u4e86\u8fd9\u5957\u5de5\u5177\u2014\u2014<\/span><\/span><\/p>\n

\n

\u667a\u80fd\u8bc4\u5206\u5361\u7cfb\u7edf\u5de5\u5177<\/span><\/span><\/span><\/p>\n

\n

\u5b83\u4e0d\u4f9d\u8d56\u4efb\u4f55\u5916\u90e8\u5e73\u53f0，\u4e0d\u8054\u7f51\u3001\u4e0d\u8ba2\u9605，\u4e00\u6b21\u6027\u4e70\u65ad，\u88c5\u5728\u4f60\u7684\u7535\u8111\u4e0a\u5c31\u80fd\u7528<\/span><\/span><\/span><\/p>\n

\u505a\u8bc4\u5206\u5361\u7684\u4eba，\u6bcf\u5929\u8ddf\u5206\u6570\u6253\u4ea4\u9053\u3002<\/p>\n

600\u5206\u901a\u8fc7\u3001550\u5206\u91cd\u70b9\u5173\u6ce8\u3001500\u5206\u62d2\u7edd\u2014\u2014\u4f46\u5f88\u5c11\u6709\u4eba\u771f\u7684\u505c\u4e0b\u6765\u60f3：\u8fd9\u4e2a\u5206\u6570，\u5230\u5e95\u662f\u600e\u4e48\u7b97\u51fa\u6765\u7684？<\/span><\/p>\n

\u5982\u679c\u4f60\u95ee\u4e00\u4e2a\u5efa\u6a21\u4eba\u5458\u201c\u8bc4\u5206\u5361\u516c\u5f0f\u662f\u4ec0\u4e48\u201d，\u5341\u6709\u516b\u4e5d\u80fd\u7b54\u51fa\u00a0Score = BaseScore – PDO\/ln(2) \u00d7 ln(odds)\u00a0\u8fd9\u4e2a\u5f0f\u5b50\u3002<\/p>\n

\u4f46\u5982\u679c\u4f60\u8ffd\u95ee\u4e00\u53e5：\u201c<\/span>\u4e3a\u4ec0\u4e48\u516c\u5f0f\u91cc\u662fln(2)\u800c\u4e0d\u662fln(1.5)？BaseScore\u4e3a\u4ec0\u4e48\u8bbe600\u4e0d\u8bbe500？PDO=20\u548cPDO=30\u5230\u5e95\u6709\u4ec0\u4e48\u533a\u522b？<\/span>\u00a0\u201d<\/span><\/p>\n

\u80fd\u7b54\u6e05\u695a\u7684\u4eba，\u5c31\u4e0d\u591a\u4e86\u3002<\/p>\n

\u4e0d\u7406\u89e3\u8bc4\u5206\u5361\u516c\u5f0f\u7684\u542b\u4e49，\u4f60\u5c31\u53ea\u80fd\u8ddf\u7740\u53c2\u6570\u8d70，\u800c\u4e0d\u662f\u9a7e\u9a6d\u53c2\u6570\u3002<\/span><\/p>\n

\u8bc4\u5206\u5361\u516c\u5f0f\u7684\u7531\u6765：\u4ece\u6982\u7387\u5230\u5206\u6570<\/span><\/h3>\n

\u8bc4\u5206\u5361\u7684\u672c\u8d28，\u662f\u628a\u4e00\u4e2a\u6982\u7387\u503c\u6620\u5c04\u6210\u4e00\u4e2a\u6574\u6570\u5206\u6570\u3002<\/p>\n

\u903b\u8f91\u56de\u5f52\u6a21\u578b\u8f93\u51fa\u7684，\u662f\u5ba2\u6237\u8fdd\u7ea6\u7684\u6982\u7387p\u3002\u800c\u8bc4\u5206\u5361\u8981\u505a\u7684，\u662f\u628ap\u8f6c\u6362\u6210\u4e00\u4e2a\u4fbf\u4e8e\u4e1a\u52a1\u7406\u89e3\u7684\u5206\u6570\u3002<\/p>\n

\u4e3a\u4ec0\u4e48\u4e0d\u7528p\u672c\u8eab？\u56e0\u4e3a：<\/p>\n

\u00a0 \u00a0 p\u662f0\u52301\u4e4b\u95f4\u7684\u5c0f\u6570，\u4e1a\u52a1\u4eba\u5458\u4e0d\u4e60\u60ef<\/p>\n

\u00a0 \u00a0 p\u7684\u53d8\u5316\u5e45\u5ea6\u4e0d\u76f4\u89c2，0.51\u548c0.52\u7684\u5dee\u5f02\u51e0\u4e4e\u65e0\u6cd5\u611f\u77e5<\/p>\n

\u00a0 \u00a0 \u4e0d\u540c\u6a21\u578b\u7684p\u503c\u5206\u5e03\u4e0d\u540c，\u65e0\u6cd5\u7edf\u4e00\u6bd4\u8f83<\/p>\n

\u6240\u4ee5\u9700\u8981\u4e00\u4e2a\u6807\u51c6\u5316\u7684\u5206\u6570\u6620\u5c04\u3002<\/span><\/p>\n

\u8bc4\u5206\u5361\u6620\u5c04\u7684\u6838\u5fc3\u903b\u8f91\u662f：\u5206\u6570\u8d8a\u4f4e，\u98ce\u9669\u8d8a\u9ad8；\u5206\u6570\u8d8a\u9ad8，\u98ce\u9669\u8d8a\u4f4e\u3002<\/span><\/p>\n

\u8bc4\u5206\u4e0e\u6982\u7387\u4e4b\u95f4，\u9700\u8981\u5efa\u7acb\u4e00\u4e2a\u5355\u8c03\u9012\u51cf\u7684\u6570\u5b66\u5173\u7cfb\u3002\u4e8e\u662f\u5f15\u5165\u4e86\u51e0\u7387（odds）<\/span>\u8fd9\u4e2a\u6982\u5ff5：<\/p>\n

\"\" \u00a0\u00a0\u00a0<\/p>\n

odds\u7684\u542b\u4e49\u662f\u201c\u574f:\u597d\u201d\u7684\u6bd4\u503c\u3002odds\u8d8a\u5927，\u98ce\u9669\u8d8a\u9ad8\u3002<\/p>\n

\u8bc4\u5206\u5361\u516c\u5f0f\u7684\u6807\u51c6\u5f62\u5f0f\u662f：<\/p>\n

\"\" \u00a0<\/p>\n

\u8fd9\u4e2a\u516c\u5f0f\u770b\u4f3c\u7b80\u5355，\u4f46\u6bcf\u4e00\u90e8\u5206\u90fd\u6709\u660e\u786e\u7684\u4e1a\u52a1\u542b\u4e49\u3002<\/p>\n

\u6bcf\u4e00\u6b65\u90fd\u662f\u5728\u505a\u4e1a\u52a1\u51b3\u7b56<\/span><\/h3>\n

\u4e3a\u4ec0\u4e48\u662fln(2)？<\/span><\/p>\n

\u56e0\u4e3aln(2) \u2248 0.693\u3002\u9009\u62e9ln(2)\u4f5c\u4e3a\u5206\u6bcd，\u610f\u5473\u7740\u5f53odds\u7ffb\u500d\u65f6（\u5373\u574f\u597d\u6bd4\u503c\u53d8\u4e3a\u539f\u6765\u76842\u500d），\u5206\u6570\u4e0b\u964dPDO\u5206\u3002<\/p>\n

PDO\u662fPoints to Double the Odds\u7684\u7f29\u5199\u3002\u5f53PDO=20\u65f6，odds\u6bcf\u7ffb\u4e00\u500d，\u5206\u6570\u964d\u4f4e20\u5206\u3002<\/p>\n

\u6362\u53e5\u8bdd\u8bf4，PDO\u5b9a\u4e49\u4e86\u201c\u98ce\u9669\u7ffb\u500d\u201d\u5bf9\u5e94\u7684\u5206\u6570\u53d8\u5316\u5e45\u5ea6\u3002<\/span><\/p>\n

PDO\u8d8a\u5927，\u98ce\u9669\u53d8\u5316\u5728\u5206\u6570\u4e0a\u7684\u4f53\u73b0\u8d8a\u654f\u611f\u3002PDO=20\u610f\u5473\u7740\u98ce\u9669\u7ffb\u500d\u53ea\u964d20\u5206，\u5206\u6570\u533a\u95f4\u538b\u7f29；PDO=50\u610f\u5473\u7740\u98ce\u9669\u7ffb\u500d\u964d50\u5206，\u5206\u6570\u533a\u95f4\u62c9\u5bbd\u3002<\/p>\n

PDO<\/span>\u600e\u4e48\u9009，\u76f4\u63a5\u51b3\u5b9a\u4e86\u8bc4\u5206\u5361\u7684\u5206\u8fa8\u7387\u3002<\/span><\/p>\n

\u90a3BaseScore\u53c8\u662f\u4ec0\u4e48？<\/span><\/p>\n

BaseScore\u662f\u5728\u67d0\u4e2aodds\u57fa\u51c6\u70b9\u4e0a\u8bbe\u5b9a\u7684\u5206\u6570\u3002<\/p>\n

\u6bd4\u5982\u8bbe\u5b9aodds=30\u65f6，\u5206\u6570\u4e3a600\u5206\u3002\u90a3\u4e48\u57fa\u7840\u5206\u5c31\u662f600\u5206\u3002\u53cd\u8fc7\u6765，\u4e5f\u53ef\u4ee5\u5148\u8bbe\u5b9aBaseScore\u548cPDO，\u518d\u53cd\u63a8odds\u3002<\/p>\n

BaseScore\u548cPDO\u7684\u7ec4\u5408，\u51b3\u5b9a\u4e86\u8bc4\u5206\u5361\u7684\u6574\u4f53\u5b9a\u4f4d\u3002\u540c\u6837\u7684\u6a21\u578b\u7cfb\u6570，\u4e0d\u540c\u53c2\u6570\u7ec4\u5408\u53ef\u4ee5\u751f\u6210\u5b8c\u5168\u4e0d\u540c\u7684\u8bc4\u5206\u5206\u5e03\u3002<\/p>\n

\u9009600\u5206\u8fd8\u662f650\u5206，\u53d6\u51b3\u4e8e\u4e1a\u52a1\u60f3\u8981\u7684\u5206\u6570\u5206\u5e03\u533a\u95f4\u2014\u2014\u6ca1\u6709\u6807\u51c6\u7b54\u6848，\u53ea\u6709\u662f\u5426\u9002\u5408\u4f60\u7684\u5ba2\u7fa4\u3002<\/span><\/p>\n

\u8bc4\u5206\u5361\u516c\u5f0f\u80cc\u540e\u7684\u4e09\u4e2a\u5173\u952e\u63a7\u5236\u70b9<\/span><\/h3>\n

\u7406\u89e3\u4e86\u516c\u5f0f\u7684\u542b\u4e49，\u5c31\u80fd\u7406\u89e3\u8bc4\u5206\u5361\u5efa\u6a21\u4e2d\u4e09\u4e2a\u6700\u5bb9\u6613\u88ab\u5ffd\u89c6\u7684\u63a7\u5236\u70b9：<\/p>\n

\u7b2c\u4e00，\u8bc4\u5206\u523b\u5ea6 = \u4e1a\u52a1\u98ce\u9669\u7684\u201c\u653e\u5927\u500d\u6570\u201d\u3002<\/span><\/p>\n

PDO\u51b3\u5b9a\u4e86\u98ce\u9669\u53d8\u5316\u5728\u5206\u6570\u4e0a\u7684\u6620\u5c04\u5e45\u5ea6\u3002PDO=20\u65f6，\u5206\u6570\u5bf9\u98ce\u9669\u53d8\u5316\u7684\u654f\u611f\u5ea6\u662fPDO=40\u65f6\u76842\u500d\u3002<\/p>\n

\u5982\u679c\u4f60\u7684\u5ba2\u7fa4\u98ce\u9669\u5dee\u5f02\u8f83\u5927，\u7528\u8f83\u5c0f\u7684PDO\u53ef\u4ee5\u8ba9\u5206\u6570\u5206\u5e03\u66f4\u96c6\u4e2d；\u5982\u679c\u5ba2\u7fa4\u540c\u8d28\u5316\u7a0b\u5ea6\u9ad8，\u7528\u8f83\u5927\u7684PDO\u53ef\u4ee5\u653e\u5927\u533a\u5206\u5ea6\u3002<\/p>\n

\u7b2c\u4e8c，\u7cfb\u6570\u65b9\u5411 = \u6a21\u578b\u7684\u201c\u826f\u5fc3\u201d\u3002<\/span><\/p>\n

\u8bc4\u5206\u5361\u516c\u5f0f\u91cc\u7684\u7cfb\u6570，\u6765\u81ea\u903b\u8f91\u56de\u5f52\u7684\u8bad\u7ec3\u7ed3\u679c\u3002\u7cfb\u6570\u65b9\u5411\u51b3\u5b9a\u4e86\u201c\u597d\u201d\u4e0e\u201c\u574f\u201d\u7684\u65b9\u5411\u3002<\/span><\/p>\n

\u5982\u679c\u67d0\u4e2a\u7279\u5f81\u7684\u7cfb\u6570\u4e3a\u6b63，\u610f\u5473\u7740\u8be5\u7279\u5f81\u53d6\u503c\u8d8a\u5927，\u8fdd\u7ea6\u6982\u7387\u8d8a\u9ad8（\u5206\u6570\u8d8a\u4f4e）\u3002\u7cfb\u6570\u4e3a\u8d1f\u5219\u76f8\u53cd\u3002<\/p>\n

\u5efa\u6a21\u5b8c\u6210\u540e，\u68c0\u67e5\u6bcf\u4e2a\u7279\u5f81\u7684\u7cfb\u6570\u65b9\u5411\u662f\u5426\u7b26\u5408\u4e1a\u52a1\u76f4\u89c9\u2014\u2014\u8fd9\u662f\u6700\u5bb9\u6613\u88ab\u8df3\u8fc7\u5374\u6700\u91cd\u8981\u7684\u4e00\u6b65\u3002<\/span>\u5982\u679c\u5e74\u9f84\u7684\u7cfb\u6570\u4e3a\u6b63，\u610f\u5473\u7740\u201c\u5e74\u9f84\u8d8a\u5927\u8fdd\u7ea6\u6982\u7387\u8d8a\u9ad8\u201d，\u8fd9\u663e\u7136\u4e0d\u7b26\u5408\u76f4\u89c9\u2014\u2014\u8bf4\u660e\u6570\u636e\u6216\u5206\u7bb1\u7b56\u7565\u51fa\u4e86\u95ee\u9898\u3002<\/p>\n

\u7b2c\u4e09，\u7279\u5f81\u91cd\u8981\u6027 = \u54ea\u4e9b\u53d8\u91cf\u5728\u771f\u6b63\u9a71\u52a8\u51b3\u7b56\u3002<\/span><\/p>\n

\u7cfb\u6570\u7edd\u5bf9\u503c\u8d8a\u5927，\u8be5\u7279\u5f81\u5bf9\u5206\u6570\u7684\u5f71\u54cd\u8d8a\u5927\u3002\u7279\u5f81\u91cd\u8981\u6027\u6392\u5e8f，\u672c\u8d28\u4e0a\u662f\u544a\u8bc9\u4f60：\u8bc4\u5206\u5361\u7684\u51b3\u7b56，\u4e3b\u8981\u4f9d\u8d56\u54ea\u4e9b\u53d8\u91cf？<\/span><\/p>\n

\u5982\u679c\u6700\u91cd\u8981\u7684\u53d8\u91cf\u662f\u4e1a\u52a1\u4e0a\u96be\u4ee5\u89e3\u91ca\u7684（\u6bd4\u5982\u67d0\u4e2a\u52a0\u5de5\u51fa\u6765\u7684\u884d\u751f\u7279\u5f81），\u8bc4\u5206\u5361\u7684\u53ef\u89e3\u91ca\u6027\u5c31\u4f1a\u6253\u6298\u6263\u3002<\/p>\n

\u771f\u6b63\u7684\u4e13\u4e1a，\u4f53\u73b0\u5728\u5bf9\u53c2\u6570\u7684\u9a7e\u9a6d<\/span><\/h3>\n

\u8bc4\u5206\u5361\u5efa\u6a21，\u5f88\u591a\u4eba\u628a\u5b83\u5f53\u4f5c\u4e00\u4e2a\u201c\u8dd1\u6d41\u7a0b\u201d\u7684\u5de5\u4f5c：\u6570\u636e\u5bfc\u8fdb\u53bb，WOE\u7f16\u7801，\u8dd1\u903b\u8f91\u56de\u5f52，\u751f\u6210\u8bc4\u5206\u5361，\u5b8c\u4e8b\u3002<\/p>\n

\u4f46\u771f\u6b63\u4e13\u4e1a\u7684\u4eba，\u4f1a\u95ee\u81ea\u5df1\u4e09\u4e2a\u95ee\u9898：<\/p>\n

\u00a0 \u4e3a\u4ec0\u4e48\u9009\u8fd9\u4e2aPDO？\u00a0<\/span>\u662f\u56e0\u4e3a\u4e1a\u52a1\u9700\u8981\u5206\u6570\u5bf9\u98ce\u9669\u654f\u611f，\u8fd8\u662f\u56e0\u4e3a\u53ea\u662f\u9ed8\u8ba4\u752820？<\/p>\n

\u00a0 \u4e3a\u4ec0\u4e48BaseScore\u8bbe600？\u00a0<\/span>\u662f\u56e0\u4e3a\u884c\u4e1a\u60ef\u4f8b，\u8fd8\u662f\u56e0\u4e3a\u6211\u7684\u5ba2\u7fa4\u5206\u6570\u5206\u5e03\u5e94\u8be5\u4ee5600\u4e3a\u57fa\u51c6？<\/p>\n

\u00a0 \u6bcf\u4e2a\u7279\u5f81\u7684\u7cfb\u6570\u65b9\u5411\u90fd\u5bf9\u5417？\u00a0<\/span>\u6709\u6ca1\u6709\u54ea\u4e2a\u53d8\u91cf\u5728\u201c\u53cd\u7740\u8d70\u201d？<\/p>\n

\u8fd9\u4e9b\u95ee\u9898\u7684\u7b54\u6848，\u51b3\u5b9a\u4e86\u8bc4\u5206\u5361\u5728\u4e1a\u52a1\u4e0a\u662f\u7cbe\u51c6\u5de5\u5177，\u8fd8\u662f\u201c\u770b\u8d77\u6765\u50cf\u90a3\u4e48\u56de\u4e8b\u201d\u3002<\/p>\n

\u7406\u89e3\u4e86\u8bc4\u5206\u5361\u516c\u5f0f\u80cc\u540e\u7684\u903b\u8f91，\u4f60\u5c31\u80fd\u4ece\u201c\u88ab\u52a8\u6267\u884c\u201d\u5347\u7ea7\u4e3a\u201c\u4e3b\u52a8\u8bbe\u8ba1\u201d\u2014\u2014\u77e5\u9053\u4e3a\u4ec0\u4e48\u9009\u8fd9\u4e2a\u53c2\u6570，\u4e5f\u6e05\u695a\u6539\u4e86\u53c2\u6570\u4e4b\u540e\u4f1a\u5e26\u6765\u4ec0\u4e48\u53d8\u5316\u3002<\/p>\n

SmartScore<\/span>：\u628a\u516c\u5f0f\u5403\u900f，\u628a\u64cd\u4f5c\u53d8\u7b80\u5355<\/span><\/h3>\n

\u667a\u80fd\u8bc4\u5206\u7cfb\u7edf<\/span>\u7684\u8bc4\u5206\u5361\u6a21\u5757，\u57fa\u4e8e\u00a0Score = BaseScore – PDO\/ln(2) \u00d7 ln(odds)\u00a0\u6807\u51c6\u516c\u5f0f\u5b9e\u73b0\u3002\u7528\u6237\u53ea\u9700\u5728\u754c\u9762\u4e0a\u8c03\u6574BaseScore\u3001PDO\u4e09\u4e2a\u53c2\u6570，\u7cfb\u7edf\u81ea\u52a8\u5b8c\u6210\u6240\u6709\u5206\u7bb1\u5f97\u5206\u8ba1\u7b97\u3002<\/p>\n

\u6838\u5fc3\u80fd\u529b\u5305\u62ec：<\/span><\/p>\n

\u8bc4\u5206\u5361\u53c2\u6570\u81ea\u7531\u914d\u7f6e：<\/span>\u00a0\u57fa\u7840\u5206（\u9ed8\u8ba4600）\u3001\u8d54\u7387（\u9ed8\u8ba430）\u3001PDO（\u9ed8\u8ba420）\u5168\u90e8\u53ef\u8c03\u3002\u53c2\u6570\u8c03\u6574\u540e，\u8bc4\u5206\u5361\u8868\u683c\u5b9e\u65f6\u66f4\u65b0，\u6bcf\u4e2a\u7279\u5f81\u6bcf\u4e2a\u5206\u7bb1\u7684\u5f97\u5206\u4e00\u76ee\u4e86\u7136\u3002<\/p>\n

\u8bc4\u5206\u5361\u8868\u683c\u5b8c\u6574\u5c55\u793a：<\/span>\u00a0\u7279\u5f81\u540d\u3001\u5206\u7bb1\u8303\u56f4\u3001WOE\u503c\u3001\u7cfb\u6570\u3001\u5f97\u5206\u2014\u2014\u5168\u90e8\u5b57\u6bb5\u5b8c\u6574\u5448\u73b0\u3002\u54ea\u4e9b\u7279\u5f81\u53d6\u503c\u52a0\u5206\u3001\u54ea\u4e9b\u51cf\u5206，\u4e00\u76ee\u4e86\u7136\u3002<\/p>\n

\u8bc4\u5206\u5206\u7ec4\u5206\u6790：<\/span>\u00a0\u81ea\u52a8\u6309\u5206\u6570\u533a\u95f4\u5206\u7ec4，\u8ba1\u7b97\u6bcf\u7ec4\u6837\u672c\u6570\u3001\u8fdd\u7ea6\u7387\u3001\u574f\u5ba2\u6237\u6355\u83b7\u7387\u3002\u5206\u7ec4\u7ed3\u679c\u76f4\u63a5\u8f85\u52a9cutoff\u9608\u503c\u51b3\u7b56\u3002<\/p>\n

\u8bc4\u5206\u8ba1\u7b97\u5b8c\u5168\u53ef\u8ffd\u6eaf：\u00a0<\/span>\u6bcf\u4e2a\u6837\u672c\u7684\u57fa\u7840\u5206\u3001\u5404\u53d8\u91cf\u5f97\u5206\u3001\u7efc\u5408\u5f97\u5206\u5168\u90e8\u53ef\u5bfc\u51fa\u3002Excel\u5bfc\u51fa\u6587\u4ef6\u5305\u542b\u201c\u624b\u5de5\u9a8c\u8bc1\u548c\u201d\u5217，\u57fa\u7840\u5206+\u5404\u53d8\u91cf\u5f97\u5206=\u7efc\u5408\u5f97\u5206，\u76f4\u63a5\u9a8c\u8bc1\u8bc4\u5206\u8ba1\u7b97\u7684\u6b63\u786e\u6027\u3002<\/p>\n

\u5168\u6d41\u7a0b\u8986\u76d6，\u4f46\u521d\u5fc3\u4e0d\u6539：<\/span><\/p>\n

\u00a0 \u00a0\u6570\u636e\u7ba1\u7406：\u652f\u6301CSV\/Excel\/MySQL\u4e09\u79cd\u6570\u636e\u6e90\u5bfc\u5165，\u81ea\u52a8\u8bc6\u522b\u6570\u636e\u7c7b\u578b<\/p>\n

\u00a0 \u00a0\u6570\u636e\u9884\u5904\u7406：4\u79cd\u7f3a\u5931\u503c\u7b56\u7565\u30013\u79cd\u5f02\u5e38\u503c\u68c0\u6d4b\u65b9\u6cd5<\/p>\n

\u00a0 \u00a0\u7279\u5f81\u5de5\u7a0b：4\u79cd\u5206\u7bb1\u7b97\u6cd5\u3001IV\u81ea\u52a8\u5206\u7ea7\u7b5b\u9009\u3001WOE\u7f16\u7801\u30017\u79cd\u7279\u5f81\u884d\u751f\u3001VIF\u5206\u6790<\/p>\n

\u00a0 \u00a0\u6a21\u578b\u8bad\u7ec3：Logistic Regression\/\u68af\u5ea6\u63d0\u5347\/\u968f\u673a\u68ee\u6797 + L1\/L2\/ElasticNet + \u81ea\u52a8\u5c55\u793a\u7cfb\u6570\u65b9\u5411\u548c\u7279\u5f81\u91cd\u8981\u6027<\/p>\n

\u00a0 \u00a0\u6570\u636e\u56de\u6d4b：cutoff\u654f\u611f\u6027\u5206\u6790，\u901a\u8fc7\u7387\/\u574f\u8d26\u7387\u66f2\u7ebf\u5b9e\u65f6\u8054\u52a8<\/p>\n

\u00a0 \u00a0\u6a21\u578b\u76d1\u63a7：\u53d8\u91cfPSI + \u8bc4\u5206PSI + \u7279\u5f81CSI\u4e09\u7ef4\u76d1\u63a7<\/p>\n

\u8c01\u5728\u7528？<\/span><\/h3>\n

\u00a0 \u00a0\u72ec\u7acb\u98ce\u63a7\u987e\u95ee：<\/span>\u4e3a\u591a\u5bb6\u673a\u6784\u63d0\u4f9b\u8bc4\u5206\u5361\u5efa\u6a21\u670d\u52a1，\u9700\u8981\u9ad8\u6548\u3001\u4e13\u4e1a\u7684\u5de5\u5177<\/p>\n

\u00a0 \u00a0\u91d1\u878d\u673a\u6784\u5efa\u6a21\u4eba\u5458：<\/span>\u65e5\u5e38\u5feb\u901f\u6784\u5efa\u8bc4\u5206\u5361\u3001\u8fed\u4ee3\u6a21\u578b\u3001\u505a\u76d1\u63a7\u5206\u6790<\/p>\n

\u00a0 \u00a0\u8f6c\u578b\u4e2d\u7684\u4e1a\u52a1\/\u6570\u636e\u5206\u6790\u4eba\u5458：<\/span>\u638c\u63e1\u8bc4\u5206\u5361\u5efa\u6a21\u80fd\u529b，\u4e0d\u4f9d\u8d56\u7f16\u7a0b<\/p>\n

\n

👇<\/span> \u7acb\u5373\u83b7\u53d6<\/span><\/h4>\n

\"\"<\/p>\n

\u5173\u6ce8GZ\u53f7：RiskControlStrategy<\/span><\/p>\n

\n

\u4ef7\u683c，\u4e3a\u4e2a\u4eba\u7528\u6237\u91cf\u8eab\u5b9a\u5236<\/span><\/h3>\n

\u5e02\u9762\u4e0a\u540c\u7c7b\u4f01\u4e1a\u7ea7\u8bc4\u5206\u5361\u5e73\u53f0，\u52a8\u8f84\u6570\u5341\u4e07\u751a\u81f3\u4e0a\u767e\u4e07\u7684\u91c7\u8d2d\u9884\u7b97\u3002<\/p>\n

\u4e13\u4e1a\u7248：\u00a51,999 \u2014\u2014 \u4e00\u6b21\u8d2d\u4e70，\u6c38\u4e45\u4f7f\u7528 <\/span><\/h4>\n

\u4f60\u4e0d\u9700\u8981IT\u56e2\u961f\u90e8\u7f72\u3001\u4e0d\u9700\u8981\u4e70\u670d\u52a1\u5668\u3001\u4e0d\u9700\u8981\u4ed8\u5e74\u8d39\u3002\u8f6f\u4ef6\u88c5\u5728\u4f60\u7684\u7535\u8111\u4e0a，\u6570\u636e\u5168\u7a0b\u7559\u5728\u672c\u5730\u3002<\/p>\n

|<\/span>\u65e0\u5e74\u8d39\u00b7\u65e0\u8ba2\u9605\u00b7\u65e0\u9690\u85cf\u8d39\u7528\u00b7\u6570\u636e100%\u7559\u5728\u672c\u5730 <\/span><\/p>\n

\n

\u9644\u5f55：\u5de5\u5177\u7cfb\u7edf\u64cd\u4f5c\u754c\u9762\u5c55\u793a<\/span><\/h3>\n

1-\u6570\u636e\u7ba1\u7406：\u652f\u6301CSV\/Excel\/MySQL\u4e09\u79cd\u6570\u636e\u6e90\u5bfc\u5165，\u81ea\u52a8\u8bc6\u522b\u6570\u636e\u7c7b\u578b<\/p>\n

\"\"<\/p>\n

2-\u6570\u636e\u63a2\u7d22\u5206\u6790：\u5e2e\u52a9\u7528\u6237\u4e86\u89e3\u6570\u636e\u7684\u57fa\u672c\u7279\u5f81\u548c\u8d28\u91cf\u72b6\u51b5，\u5305\u62ec\u63cf\u8ff0\u6027\u7edf\u8ba1\u3001\u7f3a\u5931\u503c\u5206\u6790\u3001\u5f02\u5e38\u503c\u68c0\u6d4b\u548c\u6570\u636e\u5206\u5e03\u53ef\u89c6<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

3-\u6570\u636e\u9884\u5904\u7406：4\u79cd\u7f3a\u5931\u503c\u7b56\u7565\u30013\u79cd\u5f02\u5e38\u503c\u68c0\u6d4b\u65b9\u6cd5<\/p>\n

\"\"<\/p>\n

4-\u7279\u5f81\u5de5\u7a0b：4\u79cd\u5206\u7bb1\u7b97\u6cd5（\u652f\u6301\u624b\u52a8\u8c03\u6574）\u3001IV\u81ea\u52a8\u5206\u7ea7\u7b5b\u9009\u3001WOE\u7f16\u7801\u30017\u79cd\u7279\u5f81\u884d\u751f\u3001VIF\u5206\u6790<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

5-\u6a21\u578b\u8bad\u7ec3：Logistic Regression\/\u68af\u5ea6\u63d0\u5347\/\u968f\u673a\u68ee\u6797 + L1\/L2\/ElasticNet + \u81ea\u52a8\u5c55\u793a\u7cfb\u6570\u65b9\u5411\u548c\u7279\u5f81\u91cd\u8981\u6027，\u8bc4\u4f30\u6307\u6807\u5305\u542bAUC，KS，\u6df7\u6dc6\u77e9\u9635，F1-Score，\u7cbe\u786e\u7387，OOT\u7b49<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

6-\u6807\u51c6\u8bc4\u5206\u5361：\u6807\u51c6\u8bc4\u5206\u5361\u6a21\u5757\u5c06\u8bad\u7ec3\u597d\u7684\u6a21\u578b\u8f6c\u6362\u4e3a\u6807\u51c6\u5316\u7684\u8bc4\u5206\u5361\u683c\u5f0f，\u5c55\u793a\u6bcf\u4e2a\u7279\u5f81\u6bcf\u4e2a\u5206\u7bb1\u7684\u5f97\u5206，\u652f\u6301\u53c2\u6570\u914d\u7f6e，\u81ea\u5b9a\u4e49\u5206\u7ec4，\u652f\u6301excel\u5bfc\u51fa<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

7-\u6570\u636e\u56de\u6d4b：\u57fa\u4e8e\u5df2\u751f\u6210\u7684\u8bc4\u5206\u5361，\u5bf9\u5386\u53f2\u6570\u636e\u8fdb\u884c\u8bc4\u5206\u5e76\u5206\u6790\u6548\u679c，\u652f\u6301\u8bbe\u5b9acutoff\u70b9\u548c\u8ba1\u7b97\u6574\u4f53\u901a\u8fc7\u7387<\/p>\n

\"\"<\/p>\n

8-\u6a21\u578b\u76d1\u63a7：\u6a21\u5757\u7528\u4e8e\u8bc4\u4f30\u6a21\u578b\u4e0a\u7ebf\u540e\u7684\u7a33\u5b9a\u6027，\u5305\u62ec\u53d8\u91cfPSI\u3001\u8bc4\u5206PSI\u548c\u7279\u5f81CSI\u4e09\u4e2a\u7ef4\u5ea6<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n<\/p>\n

——————————————————————————————————————————<\/p>\n

\u58f0\u660e：\u5de5\u5177\u5c5e\u81ea\u7814，\u53ef\u653e\u5fc3\u4f7f\u7528<\/p>\n

——————————————————————————————————————————<\/p>\n","protected":false},"excerpt":{"rendered":"

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